Housing Rehabilitation Programs

Income-eligible, owner-occupied homes in Surprise in need of housing rehabilitation may be eligible to receive assistance for repairs to ensure the home is healthy and safe to occupy. These programs are also available to income-eligible homeowners with disabilities and/or seniors who need modifications to their residence to improve accessibility and safety.

What is housing rehabilitation? Housing rehabilitation is the repair or replacement of a home’s components or systems required for safe occupancy and operation of the home, such as the breakdown of an air conditioner or a water heater. It can also be something that has become progressively worse like a leaking pipe or roof.

What help is available? The city, through federal Community Development Block Grant (CDBG) funds, offers two funding programs (outlined below) for projects that address health and safety issues in the home, as well as accessibility modifications where appropriate. Both programs have the same eligibility requirements and application. The programs may not be combined for a single project. 

Projects are selected on a first come, first served basis with special considerations given to projects that address health and safety issues.

  1. Home Repair Grant (up to $3,500)
  2. Housing Rehabilitation Deferred Loan (up to $20,000)

The Home Repair Grant offers up to $3,500 for repairs with no repayment of grant funds. 

Eligible projects may include: plumbing repairs, water heater replacements, electrical repairs, HVAC repairs, broken window repairs, minor roof repairs, new or replacement smoke detector, new or replacement carbon monoxide detector, accessibility upgrades (ramps, widened doorways, grab bars, modified sinks and toilets, relocated electrical switches), other health and safety issues.

Ineligible items include: maintenance, cosmetic repairs, landscaping and pools.

Please see the “Eligibility Requirements” section to see if you qualify. 

Note: You may not use the grant program in combination with the deferred loan program. The total project must cost $3,500 or less to qualify for these funds.

Program Application

Eligibility Requirements

  • Home must be owner-occupied prior to program application
  • Family income must be at or below 80% of area median income (gross income)
  • Mortgage must be current
  • Current Homeowner’s Insurance
  • Property taxes current

Note: This list is an overview and not inclusive of all requirements.

Household SizeIncome limits - 80% Low
1 Person44,250
2 Person50,600
3 Person56,900
4 Person63,200
5 Person68,300
6 Person73,350
7 Person78,400
8 Person83,450

Housing Rehabilitation Process

Complete the Program Application and provide supporting documentation

Program coordinator determines applicant’s income eligibility

Housing Rehabilitation Process Step 3 icon

Rehab coordinator contacts applicant to make appointment for initial inspection to determine the need and develop scope of work

Rehab coordinator prepares written scope of work outlining work to be done on property

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Environmental review of property site and surrounding area to mitigate potential adverse environmental or health effects

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Licensed contractors bid on work to be performed

Housing Rehabilitation Process Step 7 icon

Procurement awards contract to viable bidder

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Loan processor meets with homeowner to sign loan documents and/or contracts

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Construction takes place, time outlined on contract

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Homeowner and contractor sign work completion for final payment

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Rehab coordinator makes final inspection to ensure work is complete. Homeowner receives product warranties and instructions

For more information contact:

Yvonne Lopez
Neighborhood Services Rehabilitation Coordinator
623.222.1550

Other Housing Resources 

  1. NSP
  2. Fair Housing Information
  3. HUD