Additional Life Insurance

Life Insurance coverage is designed to help provide financial support and stability to your family should you pass away. Accidental Death & Dismemberment (AD&D) insurance provides an extra layer of protection if you die or become dismembered in an accident. You can also cover your eligible spouse and child(ren).

Additional Life Coverage Highlight

Standard Statement of Health

About Additional Life Coverage

If you take no action you’ll be covered under Basic Life Insurance provided you meet the eligibility requirements. Consider whether that would be enough to help your family meet daily expenses, maint their standard of living, pay of debt and fund your children’s education. If not, you may want to apply for additional coverage now. 

How Much Can I Apply For?

Your Additional Life amount cannot exceed a maximum of 5 times your annual earnings. The coverage amount for your spouse cannot exeed 100 percent of your Additional Life coverage. The coverage amount for your child(ren) cannot exceed 100 percent of your Additional Life coverage.

For You: $10,000 - $500,000 in increments of $10,000
For Your Spouse: $10,000 - $500,000 in increments of $10,000
For Your Child(ren): $25,000

What is Guarantee Issue Maximum?

Depending on your eligibility, this is the maximum amount of coverage you may apply for during the initial enrollment without answering health question.

For You: Up to $120,000 or 3 times your annual earnings, whichever is less
For Your Spouse: Up to $40,000