Foreclosure is an issue affecting families all over our community.

If you are behind in your mortgage, face foreclosure, are concerned
about your ability to pay your mortgage, there are things you can do.

First, review these ten tips on preparing to handle this difficult time.

If you would like immediate assistance from a HUD-certified counselor
at no cost, you have several choices:

Call an Arizona Foreclosure Counselor at
1-877-448-1211. This is a free service. 
Visit the Arizona Foreclosure Help -Line for more information.

Visit the HUD web site to find a HUD-approved counseling agency.

Contact Community Services of Arizona at www.csaz.org. They offer foreclosure intervention and resolution services via one on one counseling.

Neighborhood Housing Services of Phoenix offers foreclosure intervention information and counseling with a HUD certified counselor. You can call them at 602.258.1659 or visit them online at http://www.nhsphoenix.org/counseling.html